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MEDICARE MADE EASIER TO UNDERSTAND

New to Medicare or reviewing your current coverage?

Learn about Original Medicare, Medicare Advantage, Medicare Supplement Insurance(Medigap), and Medicare Prescription drug coverage - and understand the choices available to you

NEW TO MEDICARE? START HERE

Turning 65 or becoming eligible for Medicare can bring a lot of questions. Understanding the basics first can make your Medicare choices much easier.

ORIGINAL MEDICARE

Part A - Hospital Insurance
Part B - Medical Insurance

Original Medicare is provided through the federal government. After enrolling in Parts A and B, you can decide whether additional coverage may be appropriate for your needs.

ORIGINAL MEDICARE + OPTIONAL COVERAGE

Medicare Part D Prescription drug coverage

Medicare Supplement (Medigap)

Helps cover certain out-of-pocket costs in Original Medicare

MEDICARE ADVANTAGE (PART C)

Another way to receive your Medicare Part A and Part B benefits through a Medicare-approved private insurance plan.

Plans may include prescription drug coverage and may offer additional benefits not covered by Original Medicare.

UNDERSTANDING YOUR MEDICARE COVERAGE CHOICES

There is no single Medicare coverage choice that is right for everyone. Your health needs, prescriptions, preferred providers, travel and budget can all be important considerations.

DOCTORS & PROVIDERS

Consider whether your doctors, hospitals and other providers participate in the coverage option you are considering.

PRESCRIPTIONS

Review whether your medications are covered and consider the plan’s drug list, pharmacy network and prescription costs.

COSTS & BUDGET

Consider premiums, deductibles, copays, coinsurance and other out-of-pocket costs when comparing your coverage options.

TRAVEL & FLEXIBILITY

Consider how often you travel or spend time away from home and how your coverage works when receiving care outside your local area.

READY TO BETTER UNDERSTAND YOUR MEDICARE OPTIONS?

You don’t have to sort through Medicare information alone. Get personal help understanding the coverage options available to you based on your needs and situation.

CALL XTREME INSURANCE -  1-843-999-0124

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